Real-world assets (RWAs) are hot in Web3, but simply offering access isn't enough. We need solutions with balanced access and risk awareness.

Instead of complex credit products for retail, consider tokenized FX forwards. With rising global interest rates, accessing non-dollar currencies and their yields becomes tricky. Tokenized FX forwards could provide:

Exposure to high-interest rates in emerging markets: Earn yields higher than stablecoins or staking rewards, with lower risk than most cryptocurrencies.

Access for new investors: Offer exposure to diverse currencies without the complexities of traditional markets.

Transparency: FX information is readily available, minimizing information asymmetry between retail and institutional investors.

Compared to other RWAs

Lower risk/reward than crypto: While potential upside is limited, downside risk is significantly lower.

Higher yield than stablecoins: Earn interest rates beyond what USD stablecoins offer.

Tokenized FX forwards

Offer a new asset class in crypto.

Fit market needs: Provide access to high-interest currencies for those who can assess the risks.

Move the world of on-chain money forward: Offer a clear benefit beyond simply tokenizing everything.

Remember Invest responsibly and understand the risks involved. This is not financial advice.